Local Hard Money Loans for Berkshire County Investors
We’re local lenders who live and work in Berkshire County. We understand the market, know the community, and are here to fund the housing revitalization opportunities that define this moment
- Western MA Market Expertise
- Fast Decisions
- Reliable Funding
Direct Private Lending for Berkshire County
Mako Loans isn’t a national lending operation looking for transactions, we’re part of the Berkshire County community. We live here, our families are here, and we’re invested in the long-term health of the region. We’ve spent years building relationships with local investors and understanding what it takes to successfully revitalize Berkshire’s towns and cities. That deep market knowledge directly benefits your projects
Strong, Trusted Local Lender
We're not a national platform—we're neighbors and community members. Our leadership and underwriting team lives and works in Berkshire County, giving us firsthand knowledge of market conditions, property values, and investment potential
Enable Long-Term Growth
Berkshire County is experiencing a historic revival. Housing demand is at unprecedented levels while supply remains constrained. Our loans help investors capitalize on this moment to create housing, strengthen communities, and generate returns.
Authentic Relationships
We build long-term relationships, not one-off transactions. Many of our Berkshire County investors work with us repeatedly because we understand their goals, respect their timelines, and act as true partners in community revitalization
Your Funding Partner
What We Fund in the Berkshires
From single-family renovations to multi-unit affordable housing projects, we fund the full spectrum of investments that are revitalizing Berkshire County. Whether you’re upgrading homes in Great Barrington, converting commercial spaces into residential units in Pittsfield, or developing new construction, we have the expertise and capital to support your vision
Fix & Flip Loans
Short-term financing for investors buying, renovating, and reselling properties.
New Construction
Ground-up construction loans for builders developing single-family and multi-family projects.
BRRRR Loans
Buy, Rehab, Rent, Refinance, Repeat strategy loans for building rental portfolios.
Rehab Loans
Renovation financing for investors improving distressed properties in our local market.
Commercial Bridge
Short‑term commercial property acquisition and repositioning loans designed for speed and flexibility.
Other projects?
Not sure what fits? Tell us about your deal, our experts will point you in the right direction.
Western Massachusetts Underwriting
As Berkshire County lenders with years of underwriting experience in Western Massachusetts, we bring local market expertise to every deal. We know property values, neighborhoods, renovation costs, and exit strategies because we're part of this community
Urban Hubs
Strategic flips and workforce housing in Pittsfield and North Adams.
Southern Berkshires
High-value residential renovations in Great Barrington, Lenox, and Stockbridge.
Northern Berkshires
Value-add projects in Williamstown and Adams.Value-add projects in Williamstown and Adams.
Property Diversity
We are comfortable with everything from mid-century suburban builds to 100+ year-old historic cottages.
From Inquiry to Funding in 3 Simple Steps
01
Quick Inquiry
Tell us about the Berkshires property and your plan. Complete our brief application form in just a few minutes.
02
Rapid Underwriting
We handle valuation and diligence in-house. We focus on the "As-Is" and "After-Repair" potential of the asset without bank red tape.
03
Fast Closing
Once title and insurance are cleared, we move to the closing table. Funds are typically wired in 7–14 days.
Berkshires Investment FAQs
Do you lend throughout Berkshire County?
Is an LLC required for a Massachusetts loan?
What is the minimum loan amount for Western MA?
Do you require personal tax returns?
How do draws work for Berkshire rehabs?
Berkshires MA
Ready to Invest in Berkshire County's Future?
Whether you’re a seasoned investor or exploring opportunities in the market, we’re here to partner with you. Get pre-qualified today and let’s discuss how your project can create impact while generating strong returns
Apply in minutes
60-second form: name, property, budget, timeline.
What We Fund
$100k+ hard money loans • New York & Massachusetts
Get Terms Fast
Deals reviewed and proof of funds sent quicky.
Funds at Closing
We coordinate title/attorney—funds wired once cleared.