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Hard Money Loans in the Hudson Valley

Direct, asset-based capital for New York’s premier investment corridor. Secure the leverage you need for fix-and-flips, rentals, and new construction with 7–14 day closings.
  • Hudson Valley Market Expertise
  • Fast Decisions
  • Reliable Funding
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Direct Private Lending for the Hudson Valley Corridor

The Hudson Valley market is defined by high demand and a severe shortage of updated inventory. From Westchester to Ulster County, investors are competing with “out-of-city” buyers who want turn-key properties. Mako Loans provides the hard money Hudson Valley investors need to win bidding wars and fund high-end renovations. We underwrite based on the After-Repair Value (ARV), allowing you to secure the property and the rehab capital in one streamlined loan.
Commuter Demand

Unwavering demand for properties near Metro-North and Amtrak hubs.

Luxury Flip Potential

Higher price points in the Valley allow for significant profit margins on high-end finishes.

Inventory Scarcity

Distressed assets in this region move fast; our direct capital allows you to make non-contingent offers.

Your Funding Partner
What We Fund in the Hudson Valley

We provide specialized capital for the most common regional investment strategies

Fix & Flip Loans

Short-term financing for investors buying, renovating, and reselling properties.

New Construction

Ground-up construction loans for builders developing single-family and multi-family projects.

BRRRR Loans​

Buy, Rehab, Rent, Refinance, Repeat strategy loans for building rental portfolios.​​

Rehab Loans​​

Renovation financing for investors improving distressed properties in our local market.

Commercial Bridge​​

Short‑term commercial property acquisition and repositioning loans designed for speed and flexibility.

Other projects?​​

Not sure what fits? Tell us about your deal, our experts will point you in the right direction.

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Hudson Valley-Specific Underwriting

We understand the diverse geography of the Valley, from dense urban centers to rural retreat towns. We fund projects in:

The "Big Three" Cities

Strategic urban flips and multifamily holds in Yonkers, Poughkeepsie, and Newburgh.

River Towns

High-value residential projects in Beacon, Kingston, and Nyack.

Suburban Growth

Active lending in Middletown, Carmel, and Fishkill.

Regional Coverage

We serve Westchester, Orange, Dutchess, Putnam, Rockland, and Ulster counties.

From Inquiry to Funding in 3 Simple Steps ​

01

Quick Inquiry

Tell us about the Hudson Valley property and your plan. Complete our brief application form in just a few minutes.

02

Rapid Underwriting

We handle valuation and diligence in-house. We focus on the "As-Is" and "After-Repair" potential of the asset without bank red tape.

03

Fast Closing

Once title and insurance are cleared, we move to the closing table. Funds are typically wired in 7–14 days.

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Frequently Asked Questions
Yes. We provide hard money throughout the entire Hudson Valley region, including both sides of the river.
Yes. All Mako Loans are commercial-purpose and must be closed in a business entity (LLC, Corp, or Trust).
Our minimum loan size is $100,000.
No. As an asset-based lender, we do not require personal income verification or tax returns to qualify the deal.
Draws are milestone-based. Once a stage of work is completed, we verify the progress and release the funds to your LLC.

Hudson Valley NY

Secure Your Hudson Valley Funding
Tell us about your next project. Our local underwriters will review your scenario and provide a preliminary quote within one business day.

Apply in minutes

60-second form: name, property, budget, timeline.

What We Fund

$100k+ hard money loans • New York & Massachusetts

Get Terms Fast

Deals reviewed and proof of funds sent quicky.

Funds at Closing

We coordinate title/attorney—funds wired once cleared.

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Need Fast Funding?

Get Pre-Qualified Now