Hard Money Loans in Syracuse, NY
- Syracuse Market Expertise
- Fast Decisions
- Reliable Funding
Direct Private Lending for the Syracuse Market
Syracuse has become a high-velocity market where inventory is low and demand is skyrocketing. For investors, traditional bank financing is often too slow to secure distressed assets or value-add opportunities. Mako Loans provides the hard money Syracuse investors need to make competitive, non-contingent offers. We specialize in financing business entities (LLCs) for non-owner occupied projects, focusing on the After-Repair Value (ARV) to maximize your leverage.
Inventory Demand
Strong need for renovated workforce housing in Onondaga County.
Price Accessibility
Low barriers to entry compared to Downstate or Hudson Valley markets.
High Rental Yields
Consistent cash flow opportunities in established neighborhoods.
Your Funding Partner
What We Fund in Central New York
We provide specialized capital for the most common Syracuse investment strategies
Fix & Flip Loans
Short-term financing for investors buying, renovating, and reselling properties.
New Construction
Ground-up construction loans for builders developing single-family and multi-family projects.
BRRRR Loans
Buy, Rehab, Rent, Refinance, Repeat strategy loans for building rental portfolios.
Rehab Loans
Renovation financing for investors improving distressed properties in our local market.
Commercial Bridge
Short‑term commercial property acquisition and repositioning loans designed for speed and flexibility.
Other projects?
Not sure what fits? Tell us about your deal, our experts will point you in the right direction.
Syracuse-Specific Underwriting
We understand the local block-by-block dynamics of the Salt City. Our team is comfortable with:
Historic Housing Stock
We lend on 80+ year-old properties common in Strathmore, Eastwood, and the Northside.
Winter Build Cycles
We understand how CNY winters affect renovation timelines and draw schedules.
Student Housing
Strategic lending near University Hill and the Westcott area.
Suburban Expansion
Active funding in Clay, Liverpool, Cicero, and Baldwinsville.
From Inquiry to Funding in 3 Simple Steps
01
Quick Inquiry
Tell us about the Syracuse property and your plan. Complete our brief application form in just a few minutes.
02
Rapid Underwriting
We handle valuation and diligence in-house. We focus on the "As-Is" and "After-Repair" potential of the asset without bank red tape.
03
Fast Closing
Once title and insurance are cleared, we move to the closing table. Funds are typically received in 7–14 days.
Frequently Asked Questions
Do you lend in surrounding areas like Madison or Oswego counties?
Is an LLC required for a Syracuse loan?
Can you fund the entire renovation budget?
Start with the form below. Typical requested items: government ID, entity docs (or PG), purchase contract/payoff (refi), rehab scope & budget, recent bank statements, property photos, and your exit plan (sell or refinance).
What is the minimum loan amount?
Do you require personal tax returns?
How do draws work for Syracuse rehabs?
Syracuse NY
Secure Your Syracuse Funding
Apply in minutes
60-second form: name, property, budget, timeline.
What We Fund
$100k+ hard money loans • New York & Massachusetts
Get Terms Fast
Deals reviewed and proof of funds sent quicky.
Funds at Closing
We coordinate title/attorney—funds wired once cleared.